Credit Cards
Comparison Snapshot
| Benefit | Visa® Low-Rate Credit Card | Visa® Rewards Credit Card | Visa® Signature Rewards Credit Card |
|---|---|---|---|
| Rewards | No Rewards | Earn Rewards | Earn Rewards |
| Fraud Protection | Yes | Yes | Yes |
| No Annual Fee | Yes | Yes | Yes |
| Minimum Credit Limit | $500 | $500 | $5,000 |
| My Cards Controls | Yes | Yes | Yes |
| Contactless Chip | Yes | Yes | Yes |
| International Transaction Fee | Yes | No | No |
Flexibility and spending power.
Enjoy flexibility and spending power with three D.L. Evans Bank Visa® Credit Cards to choose from. We place the power to make purchases in stores, online, or anywhere in the world in your hands with cards that have perks.
No annual fees, fraud protection, and integration to your online banking are features included with each card option. With one of our credit cards in your pocket, you can be ready for just about anything!
No login to our online banking? No problem!
Credit Card Login
*APR = Annual Percentage Rate
±Open Date = Card Issuance Date not Activation Date.
² An introductory balance transfer fee of either $10 or 3% of the amount of each balance transfer, whichever is greater (maximum of $150), for 6 months applies; after that, there is no balance transfer fee.
**Earn 1.5 points per $1.00 for each qualified purchase. A qualifying purchase is a transaction that is charged to an eligible card account covered by the program and appears on your statement during the program period. Points are deducted for returns. No points are earned for finance charges, fees or cash advances. See your cardholder agreement for full details of rewards program.
³All cost are your responsibility and available for Visa® Signature Rewards Credit Card
Still using our D.L. Evans Bank Visa® Platinum Card?
You are eligible to upgrade to one of our three new cards today! The new Visa® Rewards Credit Card or Visa® Signature Rewards Card have great perks including 1.5 points earned per $1 qualified dollar spent.** Or choose our Visa® Low Rate Card if you like to keep a low balance or you're in the process of building credit.
Upgrading is easy, just fill out one of the applicable forms below! Which form depends on which of the new Visa® cards you would like to upgrade to and how many card holders there are.
Upgrade to Visa® Rewards or Signature Rewards Credit Card
Single Cardholder Joint Cardholders
Upgrade to Visa® Low Rate Credit Card
Single Cardholder Joint Cardholders
Got questions? You can reference FAQs or call our Credit Card Support Team who are happy to answer questions:
208-677-5270 or 1-833-677-5270
Monday - Friday 8:30 a.m. - 5:30 p.m. (MTN)
Credit Building Simplicity
For those that like low balances, like keeping things simple, or want to build their credit, the D.L. Evans Bank Visa® Low-Rate credit card is a perfect option.
This card features an introductory offer: 0% APR* for six months!
(Introductory rate is for purchase and balance transfers completed within six months of the open date.) Prevailing interest rate will apply after the introductory period.²
On approved credit.
Visa® Low-Rate Credit Card Disclosure
Details
- No annual fee
- Contactless technology
- Low variable rate
- Minimum credit limit of $500
- Card controls with My Cards
- Integrates into online banking
- Apple Pay, Samsung Pay, and Google Pay capabilities
- Fraud Protection
- No Rewards
- All credit cards are subject to credit approval
Visa® Credit Card integration to your online banking
- Push card information to mobile wallets
- View digital card information
- Turn card off and on
- Setup custom card controls
- View enriched transaction information
- Make payments
Easy to use rewards from purchases you already make.
A rewards card with no annual fee, contactless technology, and earn 1.5 points per qualified dollar.** Points can be redeemed for cash back as a statement credit, pay for purchases with points, gift cards, travel, events, or merchandise. With the D.L. Evans Bank Visa® Rewards Credit Card you can use your rewards the way you want to.
This card features an introductory offer: 0% APR* for six months!
(Introductory rate is for purchase and balance transfers completed within six months of the open date.) Prevailing interest rate will apply after the introductory period.²
On approved credit.
Visa® Rewards Credit Card Disclosure
Details
- Earn 1.5 points per qualified dollar**
- Contactless technology
- No annual fee
- Minimum credit limit of $500
- Card controls with My Cards
- Integrates into online banking
- Apple Pay, Samsung Pay, and Google Pay capabilities
- Fraud Protection
- All credit cards are subject to credit approval
Rewards**
Earn 1.5 points per qualified dollar!
Redeeming your points is easy. Simply visit www.uchooserewards.com and login. For first time users simply register to access your rewards.
Cash Back
Redeem your rewards points for cash back in the form of a statement credit.
Pay with Points
Use your reward points on everyday purchases such as Best Buy, Amazon, PayPal and more.
Gift Cards
A selection of gift cards for over 400 brands in multiple denominations and delivery methods
Travel
Travel options include air travel, trains, rentals, and much more.
Events
Rewards can be redeemed for sporting events, concerts, and theater tickets. Also available are wine tasting and kayaking experiences.
Over three million merchandise options are available in the catalog
Visa® Credit Card integration to your online banking
- Push card information to mobile wallets
- View digital card information
- Turn card off and on
- Setup custom card controls
- View enriched transaction information
- Make payments
Signature rewards with extra benefits!
Introductory rate is for purchase and balance transfers completed within six months of the open date. Prevailing interest rate will apply after the introductory period.²
This card features an introductory offer: 0% APR* for six months!
(Introductory rate is for purchase and balance transfers completed within six months of the open date.) Prevailing interest rate will apply after the introductory period.²
On approved credit.
Visa® Signature Rewards Credit Card Disclosure
Details
- No international transaction fees
- Fraud protection
- Earn 1.5 points per qualified dollar**
- Contactless technology
- No annual fee
- Minimum credit limit of $5,000
- Card controls with My Cards
- Integrates into online banking
- Apple Pay, Samsung Pay, and Google Pay capabilities
- Signature Rewards
- All credit cards are subject to credit approval
Rewards**
Earn 1.5 points per qualified dollar!
Redeeming your points is easy. Simply visit www.uchooserewards.com and login. For first time users simply register to access your rewards.
Cash Back
Redeem your rewards points for cash back in the form of a statement credit.
Pay with Points
Use your reward points on everyday purchases such as Best Buy, Amazon, PayPal and more.
Gift Cards
A selection of gift cards for over 400 brands in multiple denominations and delivery methods
Travel
Travel options include air travel, trains, rentals, and much more.
Events
Rewards can be redeemed for sporting events, concerts, and theater tickets. Also available are wine tasting and kayaking experiences.
Merchandise
Over three million merchandise options are available in the catalog.
Visa® Benefits³
Enjoy additional benefits that offer assistance connecting you to services while out and about. Visa® benefits can help you find a tow truck if you are broken down or a doctor while traveling abroad, but the cost of the tow or medial services are the customers responsibility.
- Medical: Referred medical assistance, prescription assistance, and valuable document delivery arrangements.
- Legal Referral Assistance: Arranged contact with English-speaking attorneys and U.S. embassies and consulates if you’re detained by local authorities, have a car accident, or need legal assistance.
- Emergency Message Service: Record and relay emergency messages for travelers or immediate family members.
- Emergency Transportation Assistance – helps make all the necessary arrangements for emergency transportation home or to the nearest medical facility. Includes arranging to bring your children home and helping you stay in contact with family members during an emergency.
- Emergency Ticket Replacement – Helps you through your carrier’s list ticket reimbursement process and assists in the delivery of a replacement ticket to you if your ticket is lost.
- Lost Luggage Locator Service- Supports you through the Common Carrier’s claim process or can arrange shipment of replacement items if an airline or Common Carrier loses your checked luggage.
- Emergency Translation Service – provides telephone assistance in all major languages and helps find local interpreters, if available when needed.
- Prescription Assistance – Can help fill or replace your prescriptions, subject to local laws, and can arrange pickup and delivery.
- Valuable Documents and Delivery Arrangements- helps transport critical documents that you may have left at home.
- Pre-Trip Assistance – can provide information on your destination before a trip such as ATM locations, currency exchange rates, weather reports, health precautions, necessary immunizations, and required passport visas.
³All costs are your responsibility.
Visa® Credit Card integration to your online banking
- Push card information to mobile wallets
- View digital card information
- Turn card off and on
- Setup custom card controls
- View enriched transaction information
- Make payments
